Who benefits from the Specified Low-Income Medicare Beneficiary (SLMB) program?

The Specified Low-Income Medicare Beneficiary (SLMB) program is designed to assist individuals who have limited income and resources, specifically helping them with the payment of Medicare Part B premiums. This group typically consists of Medicare beneficiaries who do not qualify for full Medicaid benefits but still struggle to afford the costs associated with Medicare coverage. By providing this financial assistance, the SLMB program ensures that eligible individuals can maintain their healthcare coverage without facing financial hardship due to premium costs.

Individuals fully qualified for Medicaid receive more comprehensive health insurance benefits than what the SLMB program offers, which is strictly for help with premiums. Those needing help with Medicare premiums, which is the correct focus of the question, directly align with the purpose of the SLMB. Eligible participants with no enrollment in Medicare would not benefit from the SLMB, as the program specifically targets Medicare beneficiaries. Lastly, Medicare beneficiaries with large incomes typically do not qualify for the SLMB program, as the intent is to assist those with low incomes, not those who are financially well-off. Therefore, option B accurately describes who benefits from the SLMB program.