What does the Qualified Medicare Beneficiary (QMB) program help eligible individuals with?

The Qualified Medicare Beneficiary (QMB) program specifically provides financial assistance to eligible individuals, helping them cover specific out-of-pocket costs associated with Medicare. This includes paying for premiums, deductibles, copayments, and coinsurance for Medicare services. The program is designed to alleviate the financial burden faced by low-income individuals who qualify for Medicare, ensuring they can access necessary healthcare without significant out-of-pocket expenses.

This focused assistance plays a critical role in the healthcare landscape, as it enables beneficiaries to maintain their healthcare coverage and access needed medical services without the stress of significant costs. While the other options mention aspects like housing or education, they are not related to the primary objective of the QMB program, which is to assist financially with Medicare-related costs.