What does Medicare Part A cover?

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Medicare Part A primarily covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. This coverage is designed to provide support for beneficiaries who require hospital admissions for serious health issues or extended care following a hospital stay.

For example, when a patient is admitted to a hospital for surgery and requires several days of monitoring and recovery, the costs associated with the stay—such as room and board, nursing care, and treatments received—are typically covered under Medicare Part A. Additionally, hospice care for patients with terminal illnesses is included, allowing patients to receive care focused on comfort rather than curative treatments.

Other options, such as outpatient medical services, prescription drugs, and preventive services, fall under different parts of Medicare. Outpatient services are generally covered by Medicare Part B, while most prescription drug coverage is available through Medicare Part D. Preventive services are also typically included in Part B and are aimed at preventing health issues before they arise. This distinction clarifies why understanding the specific coverage of each part of Medicare is essential for beneficiaries and healthcare providers.

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