How does a patient exit the "Donut Hole" in Medicare Part D?

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Reaching a spending limit set by the Centers for Medicare & Medicaid Services (CMS) is the correct way for a patient to exit the "Donut Hole" in Medicare Part D. The "Donut Hole," or coverage gap, occurs when a beneficiary's total drug spending (including what the patient pays and what is paid by the drug plan) falls between a lower limit and an upper limit established by CMS. Once a patient's out-of-pocket costs reach a certain threshold, they exit the coverage gap and their coverage will resume with lower copayments and coinsurance for the remainder of the year.

This process is designed to help control costs for individuals enrolled in Medicare Part D and ensures that patients receive continued support with their prescription drugs after a period where they might be paying a larger percentage of their drug costs.

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